Life Insurance
- Supporting you with expert advice and top-quality products
- Working closely with you to understand your wants and needs, ensuring these align with your budget.
- Finding you the most suitable deal for now and in the future.
Please contact us for a no-obligation conversation with an adviser about the most suitable mortgage option for you.
Get In Touch
Life Insurance
Also known as life cover, this is a security blanket designed to support those you love should the worst happen. You’ve the choice to tailor your cover which is paid out in a lump sum. Protecting the future of those you love and care for is reason enough to choose life insurance. Whilst we sincerely hope you never need to use this, we’re here to answer any questions when determining the right plan.
We’re Life Insurance Experts
When choosing to go ahead with life insurance it’s so important to pick the RIGHT plan and this is where we’ll advise. Our friendly and empathetic team of insurance specialists are available seven days a week. Ensuring your safety we’ll conduct meetings over video chat or telephone and give you access to our bespoke online portal Everglades. Once you have a profile and have purchased life cover, you’ll have easy access to documents via this system.
Every four minutes someone in the UK dies from cancer (Cancer Research UK, Jan 2017) cancerresearchuk.org
How Does Life Insurance Work?
Think of life insurance as a form of protection for those closest to you should you no longer be around. In such unfortunate events it’s safe to assume times will be difficult enough. Investing in the right level of cover means your family will not suffer financially. In essence, you’re easing the burden for those left behind. Life insurance works by supporting families when they most need the help by paying out in a lump sum. If you’d prefer a monthly amount, family income benefit may work better.
At Heron Financial it’s important for us to make you aware of life insurance and similar available products. We sincerely hope you never have to use your policy but knowing it’s there provides comfort. All of our advice is completely free. All you pay is the cost of the policy; there are absolutely no hidden charges associated.
Life Insurance Terms
It’s likely you’ll have numerous questions regarding your life insurance policy and we’re only too happy to advise. We’re often asked if policies are sold with specific terms. Whole-of-life policies for example are available and will pay out upon your death. Keep in mind however that these can be costly, especially when you’re paying into old age. An alternative to whole-of-life offers cover specifically for a set period. Many customers choose this policy to coincide with the length of their mortgage or up until children are no longer at home. We’re also quizzed on refunds should nothing happen throughout policy duration. The fantastic news is you’ve never had to use it. The good news is you’ve protected your family in an unlikely event. Life insurance is there for protection and should be seen as an investment you’d prefer never to use. At Heron Financial we will determine the best life insurance policy based on your circumstances and requirements. With cover available that keeps up with the cost of living, you really are worry free. It’s really easy to get yourself protected today. Speak to one of our experienced, friendly advisers who will give you free, no obligation advice. We have you and your families best interests at heart and are here to ensure you have the best possible protection. Our advice is free. Protection is invaluable.
