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In yet another very busy month we have seen even more lending products available, in fact to record levels. Inflation is down, which keeps the door open to more rate cuts this year and I even managed to find some good news in the Spring Statement! So for all that and a recap on money markets, hope you enjoy this update:
You can read the full article here.
In a bumper edition of our market update, we get to talk about the hugely positive events of Heron becoming a B Corp firm, the Bank of England cutting rates, Mortgage product availability increasing and costs decreasing. So for once, without unnecessary waffle, let’s get into it:
You can read the full article here.
In this reaction to the Bank of England reducing rates by 0.25% to 4.5%, Matt Coulson (Founder at Heron) and Richard Campo (Head of Growth) talk over what this means for the mortgage market. Key themes are:
- What impact will this have on mortgage rates?
- How have money markets reacted?
- If rates reduce, can I get a lower rate on an active application?
- What does this mean for longer term interest rates and the cost of mortgages?
For that and a lot more, we hope you enjoying listening.
You can read the full article here.
It would be very un-British of me to not comment on the weather, but there has been quite a parallel to the mortgage market and the odd weather we saw in January. We saw temperatures swing from -5C to 10C within a few days, pouring with rain one day, sunny the next. This theme of volatility also flows into the mortgage market with quite large swings in money markets, driven by both international and domestic factors, which is leading to a real quandary for the Bank of England in their rate setting meeting next week. So, we look to make sense of it all and how it will play out in the pricing of mortgages:
You can read the full article here.
As we wave goodbye to (what allegedly was) summer for another year and start eyeing up pumpkin spiced latte’s, it is a relatively lull period for the mortgage market in terms of news. We just had the Bank of England meeting in September, which was a hold, and with a budget due at the end of the month and the next Bank of England meeting in early November, its very much a holding pattern until then.
You can read the full article here.
As we officially enter the festive period, you may expect a season slowdown but it has been quite the opposite. We look set to have an extraordinarily busy end to the year due to lenders raising the costs on their fixed rate mortgages.
You can read the full article here.
Matt Coulson (Founder of Heron) and Richard Campo (Head of Growth) talk over their immediate reaction to the Bank of England cutting rates from 5% down to 4.75% today. Covering topics such as:
– Why are Fixed Rate mortgages going up when the Bank of England are cutting rates?
– What impact this has had on money markets?
– How this impacts the different type of mortgage products such as: Trackers | Fixed Rates | Discount Rates
– Why the UK Budget and US Election results are inflationary?
– Why house prices
They aim to answer to these questions and a lot more besides. Hope you enjoy the listen.
The wait, and endless leaks, are over and we now know the content of the budget, I’ll even resist any Halloween inspired puns…
You can read the full article here.
As we wave goodbye to (what allegedly was) summer for another year and start eyeing up pumpkin spiced latte’s, it is a relatively lull period for the mortgage market in terms of news. We just had the Bank of England meeting in September, which was a hold, and with a budget due at the end of the month and the next Bank of England meeting in early November, its very much a holding pattern until then.
You can read the full article here.
As summer holidays start to fade into the rear view mirror, and everyone packs up their bucket and spades for another year, what is now sharply coming into focus will be what will happen with the Bank of England and the impact that will have on mortgage rates.
You can read the full article here.
