Employee Financial Wellbeing Programme
- Supporting you with expert advice and top-quality products
- Working closely with you to understand your wants and needs, ensuring these align with your budget.
- Finding you the most suitable deal for now and in the future.
Please contact us for a no-obligation conversation with an adviser about the most suitable mortgage option for you.
Get In Touch
Heron Financial have developed a Healthy Mind, Healthy Business, Mortgage Advice programme for businesses who want to provide extra support for their people so they are better equipped, financially and mentally, for the years ahead. A thorough financial health check will help your people understand, plan and prepare their finances for any change in personal circumstances. There will be redundancies, pay cuts and freezes, the withdrawal of benefits and bonuses and a change in attitude and underwriting criteria by banks and building societies.
Our free advice clinics are benefiting businesses and their people, giving them peace of mind and demonstrating that they value the financial and mental wellbeing of their staff. We would like to offer our support and start to create a long term relationship with you and your employees. We know that we can become a fantastic enhancement to your existing staff benefits programme.
The Issues
Having a strong grip on personal finances is now of paramount importance for most households, with the need for accurate budgeting and financial planning at the top of the ‘to-do’ list for many. There is a much wider awareness of mental wellbeing and the importance of taking care of this key area for all of us. For many, financial worries will play a huge part in their mental health. With such a huge enforced shift towards home working, many people are rethinking their current and future living plans. Areas which were previously ‘beyond the commute’ are suddenly within reach and very desirable. This wholesale life change involves financial planning and intelligent discussion.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Expectations on the Employer
It’s no longer acceptable for employers to simply pay staff and let them get on with their lives. There is now an expectation to provide more for your team and all employers should feel a degree of social responsibility towards their people. This extends to all areas of a person’s life and it is consistently demonstrated that this caring approach makes an employer more attractive to both existing staff and prospective new employees.
The Solution
Here at Heron our powerful client platform and focus on video appointments has put us at the forefront of the mortgage and protection industry. We have harnessed this power to develop a proposition for employers which will enable them to roll out a comprehensive mortgage and protection advice programme to all staff. In a summary, this will involve the following:
- Regular mortgage webinars to provide an overview of options and special events focusing on key areas of interest such as Help-to-Buy, Shared Ownership, remortgage and buy-to-let
- Specialist support and coaching for new starters and those on graduate schemes to help them prepare for future home ownership
- Video appointments available 7 days per week for all staff and access to a dedicated, co-branded client portal
- Potential to integrate with HR systems to enhance the feeling of a seamless, in house solution
All of the above is completely free of charge to the employer and employee and will undoubtedly provide a fantastic enhancement to your existing staff benefits programme.
