Resilient Homes

Please contact us to discuss how retrofitting your home may positively impact your home and the environment

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Why should I retrofit my home?


The mortgage industry is changing. The concept of ‘Green’ mortgages is no longer a niche proposition. Lenders are starting to factor in your property’s energy efficiency (as per your EPC Rating) to help determine how much they can lend you, what products are on offer, and it may even adversely affect your property value in the long term if you have a very inefficient home. As Landlords may be aware, proposed legislation will mean that you will need to have an EPC rating of D or above in order to get a license to rent your property out. This clearly signals the direction of travel regulators are looking at.

Therefore we are very proud at Heron Financial to be one of the first Mortgage Brokers in the UK who can now offer our clients a fully integrated Retrofit service, delivered by one of the UK’s leading firms in this space – Effective Home who have thousands of positive reviews on Trustpilot and accredited to the highest industry standards – to help work with our clients to make their homes more efficient and futureproof.

Effective Home offer a fully integrated solution who will work with you from initial query, through to survey, installation and aftercare. They have a 97% ‘first time fit’ Rate, which means a smooth process. Also, they will advise on what grants, if any, you are eligible for, which means your Retrofit may prove far less expensive than you may have assumed. We are confident that taking this action will save you money in the long term and could also safeguard your property’s value. Buyers and renters are becoming more discerning on the efficiency of the property they choose to buy and rent as more efficient homes will often have lower utility bills, and as already detailed, lender behavior is also changing.

At Heron, we want to look after all our clients as much as possible. Whether it be by finding you the most suitable mortgage, protecting you and your family with the complex insurance choices you have to make and now, by making your home more efficient.

Education is at the core of what we do at Heron, so bringing this to your attention now feels like the right thing to do. We always want to be at the forefront of any issues our clients may face both now and in the future.

It is good for the planet and good for your pocket.