Cookie Policy
- Supporting you with expert advice and top-quality products
- Working closely with you to understand your wants and needs, ensuring these align with your budget.
- Finding you the most suitable deal for now and in the future.
Please contact us for a no-obligation conversation with an adviser about the most suitable mortgage option for you.
What cookies Mortgage Advice Bureau use and why
Cookies are small text files, which often include a unique identifier that is sent by a web server to your computer, mobile phone or any other internet enabled device (“device”) when you visit a website. Cookies are widely used in order to make websites work efficiently and help provide us with business and marketing information to enable us to make informed decisions on the development of our websites.
We use the following types of cookies:
- Essential – Necessary cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies.
- Performance – Performance cookies help owners understand how the website is used by visitors. This information can then be used to improve the way the website works.
- Preference – Preference cookies enable a website to remember information that changes the way the website behaves or looks, like your preferred language or the region that you are in.
- Statistics – Statistic cookies help website owners to understand how visitors interact with websites by collecting and reporting information anonymously.
- Marketing – Marketing cookies are used to track visitors across websites.
The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third-party advertisers.
| Name | Description | Purpose | Type |
|---|---|---|---|
| .AspNetCore.Antiforgery.# | Helps prevent cyber-attacks in relation to Cross-Site Request Forgery (CSRF) attacks. | Essential | Session |
| .AspNetCore.Mvc.CookieTempDataProvider | Preserves the visitor's session state across page requests. | Essential | Session |
| _cf_bm | Used to distinguish between humans and bots. This is beneficial for the website to make valid reports on the use of their website. | Essential | 1 day |
| _cfuvid | This cookie provides services including load-balancing, deliverance of website content and serving DNS connection for website operators. | Essential | Session |
| _grecaptcha | Used to distinguish between humans and bots. This is beneficial for the website, in order to make valid reports on the use of their website. | Essential | Persistent |
| _GRECAPTCHA | Used to distinguish between humans and bots. This is beneficial for the website, in order to make valid reports on the use of their website. | Essential | 179 days |
| AI_buffer | Used to limit the number of server updates and helps the website to detect any duplicate server updates. | Essential | Session |
| AI_sentBuffer | Used to limit the number of server updates and helps the website to detect any duplicate server updates. | Essential | Session |
| ai_session | Used to preserve the visitor's session state across page requests. | Essential | Session |
| ARRAffinity | Used to distribute traffic to the website on several servers in order to optimise response times. | Essential | Session |
| ARRAffinitySameSite | Used to distribute traffic to the website on several servers in order to optimise response times. | Essential | Session |
| AWSALB | Used to register which server-cluster is serving the visitor. This is used in context with load balancing, in order to optimize user experience. | Essential | 7 days |
| AWSALBCORS | Used to register which server-cluster is serving the visitor. This is used in context with load balancing, in order to optimize user experience. | Essential | 7 days |
| AWSELB | Used to distribute traffic to the website on several servers in order to optimise response times. | Essential | Session |
| AWSELBCORS | Used to register which server-cluster is serving the visitor. This is used in context with load balancing, in order to optimize user experience. | Essential | Session |
| CookieConsent | Used to store the user's cookie consent state for the current domain. | Essential | 1 year |
| optimizelyRumLB | Used to distribute traffic to the website on several servers in order to optimise response times. | Essential | Session |
| rc::a | Used to distinguish between humans and bots. This is beneficial for the website, in order to make valid reports on the use of their website. | Essential | Persistent |
| rc::b | Used to distinguish between humans and bots. | Essential | Session |
| rc::c | Used to distinguish between humans and bots. | Essential | Session |
| rc::f | Used to distinguish between humans and bots. | Essential | Persistent |
| UMB_SESSION | Used to store the domain prefix to determine whether it holds https or http URL properties. | Essential | Session |
| currentDevice | Used by the Affordability Calculator tool to support functionality. | Essential | Persistent |
| shadowId | Used by the Affordability Calculator tool to support functionality. | Essential | Persistent |
| Trackers | Used by the Affordability Calculator tool to support functionality. | Essential | Persistent |
| userId | Used to identify users across devices and visits to optimize the chat-box function on the website. | Essential | Persistent |
| pod-browser-id | Used to identify a user's browser and maintain their session state across visits. | Essential | Session |
| _hjSession_# | Collects statistics on the visitor's visits to the website, such as the number of visits, average time spent on the website and what pages have been read. | Statistics | 1 day |
| _hjSessionUser_# | Collects statistics on the visitor's visits to the website, such as the number of visits, average time spent on the website and what pages have been read. | Statistics | 1 year |
| _hjTLDTest | Registers statistical data on users' behaviour on the website. Used for internal analytics. | Statistics | Session |
| ai_user | Used by Microsoft to collect statistical usage and telemetry information. The cookie stores a unique identifier to recognize users on returning visits over time. | Statistics | 1 year |
| hjActiveViewportIds | This cookie contains an ID string on the current session. This contains non-personal information on what subpages the visitor enters – this information is used to optimize the visitor's experience. | Statistics | Persistent |
| hjViewportId | Saves the user's screen size in order to adjust the size of images on the website. | Statistics | Session |
| https://#_oeu#.#$$event_queue | Used as an A/B testing tool to test user-responses. | Statistics | Persistent |
| https://#_oeu#.#$$layer_states | Used as an A/B testing tool to test user-responses. | Statistics | Persistent |
| https://#_oeu#.#$$session_state | Used as an A/B testing tool to test user-responses. | Statistics | Persistent |
| https://#_oeu#.#$$tracker_optimizely | Used as an A/B testing tool to test user-responses. | Statistics | Persistent |
| https://#_oeu#.#$$variation_map | Used as an A/B testing tool to test user-responses. | Statistics | Persistent |
| https://#_oeu#.#$$visitor_profile | Used as an A/B testing tool to test user-responses. | Statistics | Persistent |
| https://www.mortgageadvicebureau.com_pending_events | Used as an A/B testing tool to test user-responses. | Statistics | Persistent |
| optimizely_data$$pending_events | Used to make split-tests on the website, which optimizes the website's relevance towards the visitor – the cookie can also be set to improve the visitor's experience on a website. | Statistics | Persistent |
| optimizelySession | Used to identify a browser during a limited session. | Essential | Session |
| optimizelyEndUserId | Used to measure how selected users react to targeted changes to the website's content and functionality, in order to determine what variation is most efficacious in terms of converting users to customers. | Statistics | 179 days |
| SHR_ID | Used to track visitors' navigation and interaction on the website for internal website-optimization. Contains a visitor ID. | Statistics | Persistent |
| ub-emb-GUID# | Used to register a unique ID that is used to generate statistical data on how visitors use the website. | Statistics | Persistent |
| ub-emb-id | Enables the website to make variations of their landing-page. This is used to minimize bounce-rates, which means that fewer users leave the page immediately. | Statistics | Persistent |
| vuid | Used to collect data on the user's visits to the website, such as which pages have been read. | Statistics | 399 days |
| #-# | Used to track user's interaction with embedded content. | Marketing | Session |
| __Secure-ROLLOUT_TOKEN | Unclassified. | Marketing | 180 days |
| iU5q-!O9@$ | Used to register a unique ID to keep statistics of what videos from YouTube the user has seen. | Marketing | Session |
| LAST_RESULT_ENTRY_KEY | Used to track user's interaction with embedded content. | Marketing | Session |
| LogsDatabaseV2:V#││LogsRequestsStore | Used to track user's interaction with embedded content. | Marketing | Persistent |
| NID | Used to register a unique ID that identifies a returning user's device, which is used for targeted advertisements. | Marketing | 6 months |
| optimizely_data$$#$$event_queue | Used as an A/B testing tool to test user-responses. | Marketing | Persistent |
| optimizely_data$$#$$layer_states | Used as an A/B testing tool to test user-responses. | Marketing | Persistent |
| optimizely_data$$#$$session_state | Used as an A/B testing tool to test user-responses. | Marketing | Persistent |
| optimizely_data$$#$$tracker_optimizely | Used as an A/B testing tool to test user-responses. | Marketing | Persistent |
| optimizely_data$$#$$variation_map | Used as an A/B testing tool to test user-responses. | Marketing | Persistent |
| optimizely_data$$#$$visitor_profile | Used as an A/B testing tool to test user-responses. | Marketing | Persistent |
| optimizelyDomainTestCookie | Used as an A/B testing tool to test user-responses. | Marketing | Persistent |
| optimizelyOptOut | Used to collect visitor data related to the user's visits to the website, such as the number of visits, average time spent on the website and what pages have been loaded, with the purpose of displaying targeted ads. | Marketing | Session |
| Podium.MortgageMatcher.SessionId | Used to store a unique session ID. | Marketing | 1 day |
| remote_sid | Used for the implementation and functionality of YouTube video-content on the website. | Marketing | Session |
| ServiceWorkerLogsDatabase#SWHealthLog | Used for the implementation and functionality of YouTube video-content on the website. | Marketing | Persistent |
| TESTCOOKIESENABLED | Used to track user's interaction with embedded content. | Marketing | 1 day |
| umbracoEngageAnalyticsVisitorId | This cookie allows for relating different page visits or sessions to the same visitor. | Performance | 365 days |
| VISITOR_INFO1_LIVE | Used to estimate the users' bandwidth on pages with integrated YouTube videos. | Marketing | 179 days |
| YSC | Used by YouTube to log statistics on what YouTube videos the user has seen. | Marketing | Session |
| YtIdbMeta#databases | Used to track user's interaction with embedded content. | Marketing | Persistent |
| yt-remote-cast-available | Used to store the user's video player preferences using embedded YouTube video. | Marketing | Session |
| yt-remote-cast-installed | Used to store the user's video player preferences using embedded YouTube video. | Marketing | Session |
| yt-remote-connected-devices | Used to store the user's video player preferences using embedded YouTube video. | Marketing | Persistent |
| yt-remote-device-id | Used to store the user's video player preferences using embedded YouTube video. | Marketing | Persistent |
| yt-remote-fast-check-period | Used to store the user's video player preferences using embedded YouTube video. | Marketing | Session |
| yt-remote-session-app | Used to store the user's video player preferences using embedded YouTube video. | Marketing | Session |
| yt-remote-session-name | Used to store the user's video player preferences using embedded YouTube video. | Marketing | Session |
How to withdraw consent to, control, and/or delete cookies
It is possible to remove cookies or block them from recording this information. You also have the option of blocking third party cookies only.
This option is generally found within the Options menu then Privacy section of your particular browser. Each browser is slightly different and constantly updating.
For more information consult the Help menu of your browser. The links below provide information on how to manage cookies on popular browsers:
To find information relating to other browsers, visit the browser developer’s website.
This information has been provided to show our commitment to legislation regarding cookie awareness so that you can understand what cookies we use and why we use them. This ensures transparency in the data collected on you.
Further information
http://www.allaboutcookies.org
This policy was last updated 1st December 2025