Remortgage Your Home
- Supporting you with expert advice and top-quality products
- Working closely with you to understand your wants and needs, ensuring these align with your budget.
- Finding you the most suitable deal for now and in the future.
Please contact us for a no-obligation conversation with an adviser about the most suitable mortgage option for you.
Get In Touch
Remortgaging to release equity or to improve a deal?
Welcome to Heron Financial where remortgaging is easy! We’ll help you switch to a better deal or even swap an existing one with a current lender. To discuss your remortgage needs seven days a week, book an appointment today.
Our mortgage brokers will find you the right remortgage deal. We’ll handle all the paperwork whilst liaising with you and other relevant professional bodies. Our free service is trusted by over 550 people on Trustpilot.
Want to check you are on the right mortgage deal?
Track your mortgage 24/7 to make sure you’re always on the deal that’s right for you- sign up for our Mortgage Monitor today to keep up to date.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The journey to successful remortgaging
1. What is a Remortgage?
Remortgaging is twofold. Existing deals may be coming to an end or you may be looking to borrow money against your property. Either way, we’ll help.
Based specifically on your circumstances we will search the market for the perfect deal. With access to numerous lenders, we have the opportunity to save you money. Start your remortgage journey today and book an appointment with Heron Financial.
3. How do I Remortgage?
Remortgaging may appear complex but please don’t panic. Our team is here to simplify everything whilst finding the right deal.
It’s helpful to know how much you’re currently paying and the amount you can afford moving forwards. With this information we’re able to begin the remortgage process by searching throughout a wealth of lenders.
5. Choose a Broker to Remortgage
A quick straightforward Google search on the ‘best remortgage deals’ may sound easy but results can potentially be daunting.
A professional mortgage broker such as ourselves has direct access to deals not even found on the high street. We’ll carry out all necessary research, fill out any paperwork whilst keeping you in the loop.
2. How Much is my House Worth?
First things first, we need to know how much your home is worth on today’s market. A handy valuation calculator helps determine this and there are many of these available online.
Whilst important to note that valuation calculators are available as guides only, they give you an idea on property worth and therefore a starting point. We’ll help estimate this value before moving on to the next stage of the remortgage process.
4. Be Aware of Costs
There are usually costs attached when switching mortgages to a new provider and it ‘pays’ to be aware of these.
At Heron Financial we are completely transparent and charge exactly zero. We’ll keep you informed of potential arrangements, valuations and legal fees. Whilst certain costs can be added to your overall mortgage balance, you will pay interest back on these.
