How Heron Financial Arranged a £177,000 Santander Mortgage at 4.35% for a Newcastle Couple at 42% LTV
Heron Financial arranged a £177,000 mortgage with Santander for Intermediaries at an initial fixed rate of 4.35% on a 2-year fix for joint applicants buying a £420,000 terraced home in Newcastle upon Tyne. With a £242,000 deposit, the loan sat at 42% LTV, comfortably inside the sub-60% bracket where the cheapest mainstream rates live. The […]
How Heron Financial Arranged an Aldermore Mortgage at 85% LTV for a Solo Applicant with Two Dependants in Liverpool
Heron Financial arranged a £93,000 mortgage with Aldermore Mortgages at an initial fixed rate of 4.99% on a 5-year fix for a solo applicant with two dependants buying a £110,000 terraced home in Liverpool. With a £16,000 deposit, the loan sat at 85% LTV. The case was placed with a specialist lender to suit the […]
How Heron Financial Arranged a £386,000 Virgin Money Mortgage at 4.44% for Joint Buyers in South London
Heron Financial arranged a £386,000 mortgage with Virgin Money at an initial fixed rate of 4.44% on a 5-year fix for joint applicants buying a £540,000 purpose-built flat in South London. With a £154,000 deposit, the loan sat at 71% LTV. Heron recommended a 5-year fixed term to lock in payment certainty for the medium […]
How Heron Financial Arranged a £495,000 Barclays Mortgage at 4.10% for Joint Buyers in East London
Heron Financial arranged a £495,000 mortgage with Barclays at an initial fixed rate of 4.10% on a 5-year fix for joint applicants buying a £582,000 semi-detached home in East London. With a 15% deposit, the case sat at 85% LTV. The formal mortgage offer was issued seven days after submission. The clients The clients were […]
How Heron Financial Arranged a £78,000 HSBC Mortgage at 4.39% for Older Borrowers Buying a £420,000 Home
Heron Financial arranged a £78,000 mortgage with HSBC for Intermediaries on a 5-year fixed rate at 4.39% for joint applicants in their late fifties to early sixties buying a £420,000 semi-detached home in North West London. With a £342,000 deposit, the loan sat at 19% LTV, well below the cheapest mainstream pricing tier. The case […]
How Heron Financial Arranged a £337,000 Halifax Mortgage at 4.55% on a 5-Year Fix for a Northamptonshire Couple
Heron Financial arranged a £337,000 mortgage with Halifax Intermediaries at an initial fixed rate of 4.55% on a 5-year fix for joint applicants buying a £375,000 detached home in Northamptonshire. With a 10% deposit, the case sat at 90% LTV. Heron recommended a 5-year fixed term to lock in payment certainty for the medium term. […]
How Heron Financial Arranged a £218,000 Santander Mortgage at 4.20% for a Solo Buyer in East London
Heron Financial arranged a £218,000 mortgage with Santander for Intermediaries on a 3-year fixed rate at 4.20% for a solo buyer purchasing a £450,000 purpose-built flat in East London. The client put down a £231,000 deposit, placing the loan at 48% LTV, comfortably inside the cheapest mainstream pricing tier. The formal mortgage offer was issued […]
How Heron Financial Arranged a £367,000 Home Mover Mortgage with Godiva for a Cheltenham Couple
Heron Financial arranged a £367,000 home mover mortgage with Godiva Mortgages (Coventry for Intermediaries) for joint applicants buying a £525,000 terraced house in Cheltenham. The clients put down a £157,000 deposit funded entirely by the sale of their previous home, giving them a 70% LTV. Heron recommended a 2-year fixed rate on a capital-and-interest basis, […]