How Heron Financial Arranged a Barclays Green Home Mortgage at 3.98% for a Self-Employed First-Time Buyer with One Year of Accounts
Heron Financial arranged a £150,000 mortgage with Barclays on its Green Home / New Build product at an initial fixed rate of 3.98% on a 2-year fix for a solo self-employed first-time buyer Graphic Designer with one year of trading and one set of accounts. The mortgage sat at approximately 68% LTV against a £220,000 […]
How Heron Financial Arranged a Second NatWest Mortgage to Complete a Pair-of-Flats Purchase in Newcastle
Heron Financial arranged a £48,000 mortgage with NatWest Intermediary Solutions at an initial fixed rate of 4.39% on a 2-year fix for the second of two flats purchased by the same self-employed sole-trader buyer on a single Newcastle upon Tyne freehold. The mortgage sat at approximately 69% LTV against a £71,000 purchase price. The case […]
How Heron Financial Arranged a £34,000 NatWest Mortgage at 14% LTV for a Solo Buyer in Berkshire , Completed in Around Four Weeks
Heron Financial arranged a £34,000 mortgage with NatWest Intermediary Solutions at an initial fixed rate of 4.40% on a 5-year fix for a solo buyer purchasing a £246,000 terraced home in Berkshire. With a £211,000 deposit, the loan sat at 14% LTV. The case ran from first conversation to completion in approximately four weeks, with […]
How Heron Financial Arranged a £607,000 HSBC New Build Home Mover Mortgage at 4.03% in Kent
Heron Financial arranged a £607,000 mortgage with HSBC for Intermediaries at an initial fixed rate of 4.03% for joint home movers buying a £715,000 new build detached house in Kent. The £107,000 deposit was made up of £80,000 from the sale of their previous property and £27,000 in personal savings, placing the loan at approximately […]
How Heron Financial Arranged a TSB Home Mover Mortgage at 3.89% for Joint Buyers in Sheffield
Heron Financial arranged a £307,000 mortgage with TSB Bank at an initial fixed rate of 3.89% on a 2-year fix for joint home movers buying a £410,000 semi-detached home in Sheffield. The clients put down a £102,000 deposit funded entirely from the sale of their previous property, placing the loan at 75% LTV. The case […]
How Heron Financial Arranged a £315,000 Barclays Mortgage at 4.00% for a First-Time Buyer Using a Builder Deposit Contribution in London
Heron Financial arranged a £315,000 mortgage with Barclays at an initial fixed rate of 4.00% on a 5-year fix for a solo first-time buyer purchasing a £371,000 purpose-built new flat in London. The £55,000 deposit was made up of a £18,000 builder gift from the developer (5% of the purchase price) and £37,000 of personal […]
How Heron Financial Arranged a Santander Product Transfer for a Self-Employed Sole Trader Landscaper
Heron Financial arranged a £164,000 product transfer with Santander for Intermediaries for joint applicants led by a self-employed sole-trader landscaper with two years of net profit history. The mortgage sat at approximately 50% LTV against a £327,000 purpose-built flat with a 999-year lease. The new product took effect in January 2025. The clients The clients […]
How Heron Financial Arranged a Halifax Product Transfer for a Day-Rate Civil Engineering Contractor with 18 Years of Trading
Heron Financial arranged a £96,000 product transfer with Halifax Intermediaries for a solo day-rate contractor with 18 years of civil engineering contracting history. The mortgage sat at approximately 18% LTV against a purpose-built flat valued at £531,000 with a 125-year lease. The new product took effect in January 2025. The client The client was a […]
How Heron Financial Secured a Same-Day NatWest Mortgage Offer for a Solo Buyer in Birmingham
Heron Financial arranged a £72,000 mortgage with NatWest Intermediary Solutions at an initial fixed rate of 4.01% on a 5-year fix for a solo buyer with two dependants purchasing a £242,000 semi-detached home in Birmingham. The formal mortgage offer was issued on the same day the application was submitted, and the loan sat at 30% […]
Company Director Buyer Secured a £177,000 Santander Mortgage at 42% LTV
Heron Financial arranged a £177,000 mortgage with Santander for Intermediaries at an initial fixed rate of 4.35% on a 2-year fix for joint applicants buying a £420,000 terraced home in Newcastle upon Tyne. With a £242,000 deposit, the loan sat at 42% LTV, comfortably inside the sub-60% bracket where the cheapest mainstream rates live. The […]