Joint Borrower Sole Proprietor (JBSP) Mortgage at 78% LTV: A Couple Upsizing in Derby , with Family Helping the Affordability
Heron Financial arranged a £309,000 mortgage at 78% LTV for a Joint Borrower Sole Proprietor (JBSP) home move in Derby, on the edge of the Peak District. A couple in their 30s, both employed business and healthcare professionals, were buying a £398,000 three-bedroom semi-detached family home, with a family member in their 40s co-borrowing to […]
Four-Applicant Joint Borrower Sole Proprietor (JBSP) Mortgage at 90% LTV: Family Pooling to Buy a First Home in Surrey.
Heron Financial arranged a £225,000 mortgage at 90% LTV for a Joint Borrower Sole Proprietor (JBSP) purchase in Surrey. Four family members co-borrowed on the mortgage, one applicant in their 40s and three in their 30s, all employed across business and healthcare sectors, to support the purchase of a £250,000 two-bedroom purpose-built flat, with a […]
Five-Applicant Family Home Move with Help to Buy Equity Loan Redemption: A £582,000 Family Purchase at 39% LTV in Reading
Heron Financial arranged a £228,000 mortgage at 39% LTV for a five-applicant family home move in Reading. The family, two members in their 50s and three in their 30s, working across logistics, healthcare and technology, were selling their previous property (which carried a £70,000 Help to Buy equity loan, redeemed at completion) and purchasing a […]
Solo Home Mover Mortgage at 76% LTV: A Science and Technical Professional Buying a £520,000 Family Home in Surrey
Heron Financial arranged a £396,000 mortgage at 76% LTV for a solo home mover in Surrey, a science and technical professional in their 30s, purchasing a £520,000 four-bedroom terraced family home that the lender valued at £570,000. The £124,000 deposit came from equity rolled over from the sale of the previous property, with the positive […]
Solo Home Mover Mortgage at 26% LTV: A Professional in their 50s Buying in North London with Substantial Sale Equity
Heron Financial arranged a £91,000 mortgage at 26% LTV for a solo home mover in North London, a professional in their 50s working in hospitality and healthcare. The £259,000 deposit came from equity rolled over from the sale of the previous property, with the strong deposit position keeping the borrowing comfortably low. Heron Financial placed […]
Four-Applicant Buy-to-Let Purchase at 50% LTV: Investors Pooling Equity to Buy a Three-Bed Semi in Reading
Heron Financial arranged a £170,000 buy-to-let mortgage at 50% LTV for four joint applicants in Reading, all in their 40s, working across finance and operations sectors, purchasing a £340,000 three-bedroom semi-detached rental property. The £170,000 deposit was funded by equity released from an existing property, with the structure pooling four investors’ capital and borrowing power. […]
£1.17m Home Mover Mortgage at 71% LTV on a £1.65m Detached House in Reading
Heron Financial arranged a £1,174,000 mortgage at 71% LTV for a home mover in Reading, purchasing a £1.65m detached house with £476,000 of equity rolled over from the sale of the existing home. With the loan size crossing into seven-figure territory, the priority was placing the case with a mainstream lender at competitive pricing rather […]
Solo Home Mover Mortgage in Sheffield: 85% LTV Terraced House Purchase for a Support Worker
Heron Financial arranged a £192,000 mortgage at 85% LTV for a solo buyer in Sheffield, purchasing a £226,000 terraced house with a £33,000 deposit from personal savings. The client, a support worker on a single income, wanted clear, straightforward mortgage advice on a sensible house move. Heron Financial placed the case with HSBC on a […]
Barclays Green Mortgage at 3.98% for a Self-Employed First-Time Buyer with 1 Year of Accounts: £150,000 on a Berkshire Flat
Heron Financial arranged a £150,000 mortgage with Barclays on its Green Home / New Build product at an initial fixed rate of 3.98% on a 2-year fix for a solo self-employed first-time buyer Graphic Designer with one year of trading and one set of accounts. The mortgage sat at approximately 68% LTV against a £220,000 […]
Buying Both Flats in a Newcastle Building on One Freehold: £48,000 NatWest Mortgage at 4.39% on the Second Flat
Heron Financial arranged a £48,000 mortgage with NatWest Intermediary Solutions at an initial fixed rate of 4.39% on a 2-year fix for the second of two flats purchased by the same self-employed sole-trader buyer on a single Newcastle upon Tyne freehold. The mortgage sat at approximately 69% LTV against a £71,000 purchase price. The case […]