£150,000 NatWest Mortgage at 4.04% for Joint Buyers with a 58% Deposit in South Yorkshire
Heron Financial arranged a £150,000 mortgage with NatWest Intermediary Solutions at an initial fixed rate of 4.04% on a 5-year fix for joint applicants buying a £360,000 detached family home in South Yorkshire. With a £210,000 deposit, the loan sat at 42% LTV, comfortably inside the sub-60% bracket where the cheapest mainstream rates live. The […]
495,000 Barclays Mortgage at 4.10% with a 15% Deposit: Joint Buyers, £582,000 East London Home
Heron Financial arranged a £495,000 mortgage with Barclays at an initial fixed rate of 4.10% on a 5-year fix for joint applicants buying a £582,000 semi-detached home in East London. With a 15% deposit, the case sat at 85% LTV. The formal mortgage offer was issued seven days after submission. The clients The clients were […]
£78,000 HSBC Mortgage at 4.39% for Older Borrowers Buying in North West London
Heron Financial arranged a £78,000 mortgage with HSBC for Intermediaries on a 5-year fixed rate at 4.39% for joint applicants in their late fifties to early sixties buying a £420,000 semi-detached home in North West London. With a £342,000 deposit, the loan sat at 19% LTV, well below the cheapest mainstream pricing tier. The case […]
Joint Buyers Secured a £337,000 Halifax Mortgage at 90% LTV in Northamptonshire
Heron Financial arranged a £337,000 mortgage with Halifax Intermediaries at an initial fixed rate of 4.55% on a 5-year fix for joint applicants buying a £375,000 detached home in Northamptonshire. With a 10% deposit, the case sat at 90% LTV. Heron recommended a 5-year fixed term to lock in payment certainty for the medium term. […]
Solo Engineer Secured a £218,000 Santander Mortgage at 48% LTV in East London
Heron Financial arranged a £218,000 mortgage with Santander for Intermediaries on a 3-year fixed rate at 4.20% for a solo buyer purchasing a £450,000 purpose-built flat in East London. The client put down a £231,000 deposit, placing the loan at 48% LTV, comfortably inside the cheapest mainstream pricing tier. The formal mortgage offer was issued […]
Home Movers Used Sale Proceeds to Secure a £367,000 Godiva Mortgage at 70% LTV in Cheltenham
Heron Financial arranged a £367,000 home mover mortgage with Godiva Mortgages (Coventry for Intermediaries) for joint applicants buying a £525,000 terraced house in Cheltenham. The clients put down a £157,000 deposit funded entirely by the sale of their previous home, giving them a 70% LTV. Heron recommended a 2-year fixed rate on a capital-and-interest basis, […]