Joint Shared Ownership Mortgage in Kent: Buying a 29.6% Share of a £350,000 Two-Bed Flat
Heron Financial arranged a £78,000 mortgage for joint shared ownership buyers in Kent, one working in security, the other in public sector administration purchasing a 29.6% share of a £350,000 two-bedroom flat. The clients bought their share for £103,000 with a £25,000 deposit, with the remaining 70.4% (£245,000 of the property’s value) retained by the […]
Solo Home Mover Mortgage in London: 74% LTV One-Bed Flat Purchase for a Consulting Professional
Heron Financial arranged a £286,000 mortgage at 74% LTV for a solo home mover in London, a consulting professional purchasing a £386,000 one-bedroom purpose-built flat. The £99,000 deposit came from equity rolled over from the sale of the previous property, with the lender’s valuation coming in at £395,000, slightly above the agreed purchase price. The […]
Joint Home Mover Mortgage at 82% LTV on a £480,000 New-Build, Combining Sale Proceeds with a Builder Gifted Deposit
Heron Financial arranged a £395,000 mortgage at 82% LTV for joint home movers in Kent, one working in engineering inspection, the other as an education professional, purchasing a £480,000 three-bedroom semi-detached new-build house. The £85,000 deposit combined £61,000 of equity from the sale of the existing home with a £24,000 builder gifted deposit, landing the […]
Joint Home Mover Mortgage at 69% LTV for Two Education Professionals: Three-Bed Family Home in Scarborough
Heron Financial arranged a £307,000 mortgage at 69% LTV for two joint home movers in Scarborough, both education professionals, purchasing a £447,000 three-bedroom semi-detached family home with £140,000 of equity rolled over from the sale of their previous property. The strong deposit position landed the case comfortably inside the 75% LTV pricing tier, one of […]
Joint Home Mover Mortgage at 59% LTV on a £500,000 London Flat That Valued at £625,000
Heron Financial arranged a £297,000 mortgage at 59% LTV for joint home movers in London, one a sales leader, the other in a utilities technical role, purchasing a £500,000 two-bedroom purpose-built flat that the lender valued at £625,000. The £202,000 deposit came from equity rolled over from the sale of their previous property, with the […]
Joint Home Mover Mortgage at 80% LTV on a £410,000 Semi-Detached House in West Sussex
Heron Financial arranged a £328,000 mortgage at 80% LTV for joint home movers in West Sussex, one a finance professional, the other in project management, purchasing a £410,000 two-bedroom semi-detached house that the lender valued at £440,000. The £81,000 deposit came from equity rolled over from the sale of their previous property, with the positive […]
Solo Buyer Mortgage at 72% LTV: Two-Bed Terraced House in Derby for a Hospitality Professional
Heron Financial arranged a £170,000 mortgage at 72% LTV for a solo buyer in Derby, a hospitality professional, purchasing a £235,000 two-bedroom terraced house with a £65,000 deposit made up of £35,000 in personal savings and a £30,000 family gift. The strong deposit position landed the case comfortably inside the 75% LTV pricing tier, one […]
Joint Home Mover Mortgage at 77% LTV: A Four-Bed Detached Family Home in Kent
Heron Financial arranged a £425,000 mortgage at 77% LTV for joint home movers in Kent, one a project management professional, the other an insurance professional, upsizing into a £550,000 four-bedroom detached family home with £125,000 of equity rolled over from the sale of their previous property. The lender’s valuation matched the agreed purchase price at […]
Joint Home Mover Mortgage at 86% LTV on a £550,000 Family Home in London
Heron Financial arranged a £475,000 mortgage at 86% LTV for joint home movers in London, one working in business, the other in healthcare, upsizing into a £550,000 three-bedroom semi-detached family home. The £75,000 deposit came from equity rolled over from the sale of their previous property, and the lender valued the new property at £595,000, […]
Solo Home Mover Mortgage at 94% LTV: A Healthcare Professional Stepping into a Reading Family Home
Heron Financial arranged a £357,000 mortgage at 94% LTV for a solo home mover in Reading, a healthcare professional in their 40s, purchasing a £380,000 two-bedroom semi-detached house with a £23,000 cash deposit. The case was a solo single-income application at the top of the LTV band, with no sale equity behind it. Heron Financial […]